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4 min read published May 06, 2022.
Written by Rebecca Betterton Written by Auto Loans Reporter
Rebecca Betterton is the auto loans reporter for Bankrate. She has a specialization in helping readers in navigating the ins and outs of securely taking out loans to purchase the car they want.
Editor: Rhys Subitch Edited by Auto loans editor
Rhys has been editing and writing for Bankrate from late 2021. They are committed to helping readers gain confidence to control their finances with clear, well-researched information that reduces complicated topics into bite-sized pieces.
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With a myriad of options that are available, there’s no perfect vehicle for everyone. However, there’s a perfect car to suit your needs. Base your choice on the needs you have. There are a lot of choices available, you should research your budget, buying options, your fuel economy preferences, and much more before you step into a car dealership. How do you find the right car for you ? A car is a significant investment. To make sure that you walk away happy with the car you choose Ask yourself these questions before you go. 1. What’s your budget? Consider how much you’re willing spendmonthly as well as overall. Consider the , including the expected maintenance cost, fuel cost and insurance in addition to the monthly payment. A site like Edmunds can assist you in estimating the cost of each of these items will cost over a five-year period. It’s also possible to find out how the different rates and repayment terms impact your monthly payments and the total amount of interest you’ll be paying. 2. Who’s driving? The main motorists of the car will determine which models you look for. If you’re a parent buying the car that your child is likely to use for a long time, the sports car or pickup truck probably isn’t the most appropriate option. If you have a big family or are taking carpools to and from school or training for soccer games, you’ll need a car with more seats and storage. 3. What’s the primary purpose? Gas mileage and comfort should be major considerations if your car will mainly be used to commute to and from work. Visit the dealership and drive around in the car before purchasing it. Make sure you adjust the seat and the climate control system to see if it’s the right fit. If you reside in a cold region driving during a cold winter day is a good way to determine how fast windows get defrosted and how quickly the vehicle warms up. Consider where you’ll be driving, the items you’ll be carrying along and how long your typical driving time will be. If you are planning long road trips or driving on rough terrain, research models that can handle wear and wear. Likewise, a smaller vehicle might be better if most of your trips are on narrow city streets. 4. How much horsepower do you require? For most motorists, a vehicle with four cylinders is both reliable and fuel efficient. Also, you will spend less on maintenance and expenses. However, if you enjoy racing or speed up on busy freeways the four-cylinder vehicle may be a disappointment. 5. Do you need to tow or haul frequently ? Are you looking for a vehicle that can handle towing a boat or RV? Many small cars simply do not have the horsepower, transmission , or chassis to meet the demands. Even small SUVs aren’t up to the job, so make sure you check the vehicle’s towing capacity and the payload capacities. If you’re planning to purchase an additional vehicle to transport equipment, check if it’s able to fit into your garage. This is an important step that many motorists overlook, however certain SUVs, trucks and vans are either too large or wide for many garages. Make sure to measure before buying. 6. Are you concerned about the fuel economy of you? Before signing off on the purchase of a new vehicle, think about what you’re willing to pay for gas. The cheapest cars and hatchbacks typically have the highest mileage, especially if they are traditional or plug-in hybrids. A more luxury vehicle requires premium fuel that will be more expensive than regular or midgrade fuel. Make sure to check the prices before you leave. It could be worthwhile to spend a bit more in advance and avoid unnecessary trips to the station. But you should ensure the extra money is worth it. If you’re spending thousands more on a hybrid, but don’t stand to save that much in fuel, it’s not worth the additional cost when saving money is your only objective. 7. How long do you plan to use it? Certain vehicles appreciate more rapidly than others. Check out car guides and check Kelley Blue Book or Edmunds to see what holds its value. This is especially important if you go through cars quickly You’ll be able to get a better deal for a trade-in car that doesn’t lose significant value over the course of its first five years. Some cars simply , too. Subarus, Toyotas, Fords and Hondas are all well-known for their longevity and reliability, which makes them excellent starting points for those who plan to maintain your vehicle for more than 100,000 miles. 8. Are you looking to lease or buy a car carry different financial burdens. It is an alternative if you’re looking for the latest model available, with no monthly payments. month, but you won’t recoup the amount you spend by selling your car at the end of your lease. In addition, you’ll need to keep a close eye on the cleanliness and condition of your vehicle. Additionally, you might have to deal with limits on mileage. The purchase of a vehicle puts you fully in control, and you don’t need to be concerned about mileage limitations. The disadvantage is that you typically need maintain the vehicle for longer than you would with a lease in order to make the investment worth it. Monthly payments will likely be higher, too. The bottom line The key to driving out of the dealership happy with your new vehicle is preparing. Choose what’s important to your before you pick a car. It could be that style is more important than the size and fuel efficiency could have more importance than the seating. Each has pros and cons So do your homework to find the vehicle that is ideal for your needs in the years to come. Find out more
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Writen by Auto Loans Reporter
Rebecca Betterton is the auto loans reporter for Bankrate. She has a specialization in helping readers with the details of using loans to buy a car.
Edited by Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to control their finances through providing precise, well-studied information that breaks down otherwise complex topics into digestible chunks.
Auto loans editor
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