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How to buy a car without haggling Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our aim is to assist you make smarter financial decisions by offering you interactive financial calculators and tools, publishing original and objective content, by enabling users to conduct studies and compare information at no cost – so that you can make financial decisions with confidence. Bankrate has agreements with issuers including, but not limited to American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The offers that appear on this site are from companies that pay us. This compensation may impact how and where products appear on the site, such as such things as the order in which they be listed within the categories of listing and other categories, unless prohibited by law for our mortgage or home equity, and also other home lending products. This compensation, however, does not influence the information we provide, or the reviews that you see on this site. We do not include the vast array of companies or financial deals that could be available to you.
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4 min read Published November 28, 2022
The story was written by David McMillin. Written by a contributing writer
David McMillin is a contributing writer for Bankrate and writes about topics such mortgages, credit cards and credit cards tax, banking, and travel. David’s goal is to help readers figure out how to save more and stress less.
The edit was done by Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since late 2021. They are committed to helping readers to control their finances through providing concise, well-studied and well-researched content that breaks down otherwise complex subjects into bite-sized pieces.
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Buying a car is a stressful procedure, especially when you don’t wish to negotiate to get a lower price or extra amenities. A showed that more than 50% of people are uneasy when they visit a car dealership. Instead of confronting that anxiety and fear, you can experience the comfort of no-haggling buying. 5 ways to buy a car without haggling You can choose from a variety of options for purchasing a brand new car without haggling. Be aware that if you’ve the impression that you’re getting a fair price, you can simply avoid haggling and go with the price offered by the dealer. 1. Purchase it online if you don’t want to speak with a person while purchasing a vehicle, online sellers have you covered. Look for a no-hassle buying sitelike and . These sites operate on a what-you-see-is-what-you’ll-pay model. You can also obtain an estimate of the value of your trade without speaking to anyone. If you happen to find an automobile you like, someone will likely deliver it to your house. In the event of this, you must read the contract’s conditions. Because you’re not taking the car for a test drive, it’s crucial to be aware of the possibility that you have regrets. Potential drawbacks: While there are many perks to but, remember that this is a big purchase you’re making that’s not seen. Also, be aware of additional fees charged for purchasing in this manner, like an delivery fee or a destination fee for the vehicle to be delivered to you. 2. Find a dealership that is not a bargaining place. Although you may think of all car dealerships as the typical back-and-forth bargaining, some dealers exclusively offer no-haggle pricing. Enterprise, for example offers used vehicles have an exclusive pricing system that does not require any negotiation. AutoNation — which has more than 300 stores across the 18 US states also an option if you’re buying a used car. It has a fixed pricing structure that is no-haggle. It will remain in the market in these auctions So, be sure to know what you can and cannot live without. Potential drawbacks: You may be able to get more than sticker price for one of these lots, especially after fees are added in. While some fees aren’t, you’ll be stuck with them if you do not negotiate. 3. Join a club programs that allow you to enjoy a discount without having to request it. If you’re already a member of AAA the auto Buying service offers member-only pricing. Costco also has prearranged pricing for members. The discount is available onlineand sometimes discounts that last a limited time may allow you to save money without having to bargain with anyone. Other membership options to aid in the purchase of a vehicle and addressing other financial requirements. Credit unions offer car-buying services with bonus cash incentives for members as well as an upfront, no-hassle price. The drawbacks could be: If you make a purchase through a credit union, you’ll need to trust the price you are being given is fair. «Exclusive» offers may or might not be worth your effort, so compare carefully prior to committing to the club just in one instance. 4. Hire a car broker There’s another option to avoid haggling when buying an automobile: let the broker negotiate it them negotiate for you. Car brokers, also referred to as car concierges, are firms that do the searching and negotiating for you. They will give you your budget and let them know what you’re looking for , and they come back to you with options. They could also assist you in negotiating the purchase of your vehicle. It is necessary to pay the broker fees for their services, however the cost — which is likely to be just a few hundred dollarscould pay for itself by saving you time and money. The potential disadvantages are simply put, a car broker is not you — so you must communicate your expectations with care. Once they finalize a deal for you, you will likely be bound to the conditions and prices they’ve agreed on. 5. Make use of a car auction website Auction sites like eBay Motors enable you to bidding on cars and then try to get an affordable price without negotiating with the seller. Auctions cover everything from vintage vehicles to brand-new models. Although you might have to travel for the purpose of picking up the vehicle, it can be a great option to purchase an automobile without having to negotiate. Auction sites offer cars that are often salvaged, rebuilt, or repossessed, and dealers can purchase them in bulk instead of individually. Some auction sites may permit you to skip bidding completely if you can agree with an «buy it today» price or similar price. There are some drawbacks to this: It could be difficult to get financing for a car that you’re buying through auctions and you’ll likely have to finance your purchase in advance. Keep in mind you’ll probably be required to take your auction proceeds from the seller, or bargain for delivery or shipping. Arguments against negotiations: Why should you miss the chance to try saving some money? The old adage «time can be money» is true. You could be negotiating for hours for a better deal, and only be able to secure a discount of a few hundred bucks. The used vehicle market continues to be competitive, with a continuing computer chip shortage that is further aggravated by the rising cost of raw materials and conditions in Ukraine. «It’s difficult to predict the future,» says Matt Degen who is editor of Kelley Blue Book. «Don’t think you’ll have much space for negotiation at this point.. More than ever before, buyers are paying sticker prices. Don’t anticipate a rush of deals in the near future.» The conclusion The conventional route to buying a vehicle can be a stressful and frustrating experience due to the stress of dealing with a salesperson however it doesn’t have to be this way. There are many options to cut out all that haggling and get rid of the hurdles between you and your steering wheel. Although you may not wish to shop around or haggle for the best sticker price on a car, there is one place where you must examine different options for the loan to get the keys. Check out lenders and banks in order to get the best financing rate.
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Written by the writer who contributed to the article.
David McMillin is a contributing writer for Bankrate and writes about topics such as credit cards, mortgages tax, banking, and travel. David’s mission is to assist readers understand how to save money and also stress less.
Edited by Rhys Subitch Edited by Auto loans editor
Rhys has been writing and editing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to manage their finances with concise, well-researched, and clear information that dissects complex topics into manageable bites.
Auto loans editor
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