Cutting funding fees as much as attainable is one wise approach of protecting a nest egg. What seem like piddling amounts can wreak havoc over the life of a retirement account. For example, a one-time $10,000 funding that earns 8 p.c yearly over 25 years will have greater than $16,000 (28 percent) less at maturity with a 1 percent annual payment levied against it than it will with out the charge ."There is...