Mr. Smith faces up to 20 years in federal prison, and can be required to pay a obligatory restitution of more than $50 million, equal to the whole amount of loss suffered by FMCC and sufferer banks. Ms. Miller and Ms. Urias each face up to 5 years in federal prison and may be required to pay no less than $23 million in restitution. That very same yr, he sought a mortgage on his Park Avenue condo, but only...