The most typical way to make use of a chip and PIN card is to insert the top of the card into a slot on a card reader. Gara, Tom. "October 2015: The end of the Swipe-and-Sign Bank card." The Wall Street Journal. With the large bank card breach Target experienced, it has switched to Chip and PIN retailer cards. For lots extra info on how credit score playing cards work, how you can keep away from id theft,...