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Negative Equity Auto Loan Payment Calculator
If you owe more on your vehicle than it’s worth, you’ve got negative equity. Use this calculator to estimate your car’s monthly costs if you choose to combine your negative equity into the form of a new loan.
How to use this calculator For this calculator to be used simply input the remaining balance from the loan you have to be able to pay back, and the sum that you borrowed from the new loan, the loan term and your . Now you’ll have the estimated monthly payment together with the total interest and principal paid. If you’re interested in knowing how extra payments will affect your cost, you can enter them too. This will alter the monthly payment and total interest paid accordingly. What exactly is negative equity? Negative equity — sometimes referred to as being » » — is the case when you have more debt on your auto loan than your vehicle is worth. While this isn’t necessarily the most ideal scenario for a loan owner, it could cause car trade-ins and auto loan approval difficult. Utilize this calculator to know your monthly payments so that you know how the money you owe would affect the total cost of the new loan. Consider making extra payments, or increasing your down payment or the amount of your loan before you buy something new to lower the amount of extra interest you’d have to pay.
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