6 dealer options to skip when buying a car Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our mission is to help you make better financial choices by offering you interactive tools and financial calculators as well as publishing objective and unique content. This allows users to conduct research and compare information at no cost to help you make financial decisions with confidence. Bankrate has partnerships with issuers, including but not limited to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Make Money The deals that are displayed on this website are provided by companies that pay us. This compensation could affect how and when products appear on this site, including, for example, the sequence in which they appear in the listing categories in the event that they are not permitted by law for our mortgage or home equity products, as well as other home loan products. But this compensation does have no impact on the content we publish or the reviews you read on this site. We do not consider the entire universe of businesses or financial deals that might be accessible to you. Maskot/Getty
5 minutes read. Published January 12, 2023
Ben Luthi Ben Luthi Written by Contributing writer Ben Luthi is a personal travel and finance writer who enjoys helping others discover how to live their lives more fully. His work has been published in a variety of publications that include U.S. News & World Report, USA Today, Yahoo! Finance, and many more. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since late 2021. They are passionate about helping readers gain confidence to control their finances by providing clear, well-researched information that breaks down complicated topics into bite-sized pieces. The Bankrate guarantee
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All new cars already come with rustproofing, and some automakers will void the factory corrosion-perforation warranty if the car is undercoated by a third party.
2. Fabric protection Some dealers offer protection for fabric, which is designed to guard your furniture from stains. «A number dealers will also advertise fabric protection that is essentially a spray that they will put on an item that costs almost nothing, but for which they could then charge you up to $100,» Quincy says. The reason you shouldn’t
«If you truly require additional fabric protection the only thing you have to do is purchase one bottle of Scotchgard,» says John Nielsen who is the director of national repairs and purchasing for AAA.
3. Paint protection This dealer choice is often promoted by sales representatives in showrooms as a product that offers new vehicles a year-round, no-wax shine which creates a long-lasting barrier against the elements. Paint sealants that protect the paint can cost the buyer of a new car well over $200. The reason why you shouldn’t do it
The majority of automotive paints are tough and durable, and benefit much more from regular waxing and washing, according to Nielsen.
4. VIN etching VIN etching is the process that allows the creation of an adhesive plastic stencil containing the vehicle identification number of your vehicle, or VIN. Then, you place the stencil on the glass and then apply a particular acid solution, which burns or etches, the VIN onto the glass. VIN engraving can be an deterrent to thieves as it makes it difficult for them to make a profit selling windshields or windows. It also makes it difficult to figure out a method to dispose of a car once it has been stolen. In fact, it’s a recommendation by law enforcement agencies and police. Certain insurers may even offer discounts on the extensive portion of your vehicle’s insurance or waive your insurance deductibles if your vehicle has this option. It’s a straightforward process, but VIN engraving as a dealer option could cost the car buyer from 150 to 300 dollars. If you do the work yourself, you’ll cut off more than $100. Why you should skip the process
If you’re looking to perform VIN Etching, it’s more affordable to purchase a DIY kit that costs between $20 to $40 on the internet.
5. Extended warranties as an option for dealers, basic warranties for cars can start at just $1,000, and can easily go up to thousands of dollars for high-performance or luxury vehicles. Extended warranties offer bumper-to-bumper protection, covering everything on your vehicle, from major system repairs, heating or air issues and engine issues. Extended warranties however are not able to cover parts commonly replaced in Plan prices vary by mileage, length of coverage, and the deductible amount prior to signing off. New vehicles generally come with manufacturer warranties. If you’re purchasing new, you don’t have to purchase a warranty the moment you buy the car -This means that you have the option of shopping around if you really want one. What are the reasons to skip it
It’s often better to use the money you would spend on a warranty extension to cover the recommended maintenance that your car needs.
6. The nitrogen in the tires regardless of what your tires are filled with, nitrogen or oxygen the four wheels that propel your vehicle forward will eventually deflate. Tires can lose air due to a gap inside the tread or a poor seal or just general wear and tear on the vehicle. But many dealers will encourage buyers to apply nitrogen to their tires. This can cost as much as $200. Unless you are racing car driver who requires greater pressure consistency from your tires, the extra cost is not worth it. If you are really looking for nitrogen, a visit to the local body shop is going to cost you between $10 and $30 per tire. The reason why you shouldn’t
It is better to save your cash and look out for any tire damage that will likely occur with vehicle age.
How to avoid dealer-added options The best options for the vehicle you are driving can improve your driving experience. It can also be helpful when you’re ready to sell or trade it in. You don’t need to take the dealer-installed choices you do not want. If you notice that a brand new car includes some options that are added by the dealer You can request the dealer to remove them and adjust the sales cost of the vehicle accordingly. In certain situations, it may not be possible -such as in the event that paint protection or rustproofing was already applied the option may not be removable. You can try to remove the vehicle the way you would normally do in case the dealer can’t or won’t eliminate the option. There’s no assurance that this will succeed, but even showing some initiative during negotiations could alter the direction of the conversation. For example, consider reaching out to a dealer in the region to see what they cost for specific services or even see how much it could cost if you were to do it yourself. This will provide a useful base for your negotiations. If the dealer won’t negotiate at all, or doesn’t want to negotiate entirely it is possible to pay for the car in its current condition or leave. Factory options are different from. dealer options Both the factory options and dealer options are added costs you’ll encounter when car shopping. Unlike dealer options, factory options aren’t «added to» upon purchase. The manufacturer manages these extras in the factory before the vehicle is delivered to the dealership. Factory options could include alarm systems, specific equipment including a spoiler or modern engine layout. Both add-ons will increase the you pay, so consider which are essential and which you are able to skip. Bottom line, dealer-installed features aren’t always worth it So determining the amount you’re being charged is vital. Although dealers aren’t always ready to remove options they have installed or to negotiate the cost, be aware that these options aren’t standard, and you don’t have to agree with them. Similar to every other aspect of buying a car, you should consider and options from different dealers in your area to ensure that you’re getting the most competitive price.
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Written by a contributing writer Ben Luthi is a personal writer on travel and finance who is passionate about helping others learn how to live their lives more fully. His work has been published in several publications, including U.S. News & World Report, USA Today, Yahoo! Finance and numerous others. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are dedicated to helping their readers feel confident to manage their finances by providing clear, well-researched details that cut otherwise complicated topics into digestible pieces.
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