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2To qualify for the 6-month introductory charge of 1.95%, borrower must be a brand new First Republic Bank enterprise account shopper. After 6 months, the curiosity rate will robotically revert to the variable or fastened fee identified in borrower’s loan settlement. Variable interest charges may vary between 2.25% and 5.25%, topic to the Prime Rate and different circumstances described in footnote 3. See footnote 5 for fixed rate information. Supply for the introductory charge is valid for functions by 06/30/2022 and is topic to alter with out discover. Ask your banker for particulars.
This entire process took a long time because halfway by means of the discussions, I used to be instructed I wanted to eliminate some debt in order that my debt-to-income ratio would be enough for the underwriters to simply accept. We decided to repay our one remaining automobile loan. It was with a neighborhood credit score union at 3%, so we were slowly paying it off. But when I meant we could refinance our place, then it had to go.