Buying a pickup truck: How to choose Advertiser Disclosure Advertiser Disclosure We are an independent, advertising-supported comparison service. Our goal is to help you make smarter financial decisions by providing you with interactive financial calculators and tools that provide original and objective content, by enabling you to conduct research and evaluate information at no cost – so that you can make sound financial decisions. Bankrate has partnerships with issuers such as, but not restricted to, American Express, Bank of America, Capital One, Chase, Citi and Discover. How We Earn Money The offers that appear on this website come from companies that compensate us. This compensation may impact how and when products are featured on the site, such as, for example, the order in which they be listed within the categories of listing and other categories, unless prohibited by law. Our mortgage and home equity products, as well as other products that lend money to homeowners. But this compensation does have no impact on the information we provide, or the reviews you read on this site. We do not include the vast array of companies or financial deals that might be open to you. AleksandarNakic/Getty Images
4 min read Published April 20, 2022
Kellye Guinan Kellye Guinan. Written by personal and business finance writer Kellye Guinan is a freelance editor and journalist with more than five years of experience in personal financial planning. She also is employed full-time at the local library where she assists the community to access information about financial literacy, among other topics. Written by Rhys Subitch Edited by Auto loans editor Rhys has been editing and writing for Bankrate since the end of 2021. They are committed to helping readers gain the confidence to manage their finances through providing concise, well-researched and precise information that breaks down otherwise complex topics into manageable bites. The Bankrate guarantee
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We receive compensation for placement of sponsored products and services or by you clicking on specific links on our website. So, this compensation can influence the manner, place and in what order products are displayed within the listing categories, except where the law prohibits it for our mortgage or home equity products, as well as other home loan products. Other elements, like our own rules for our website and whether or not a product is offered in your area or at your personal credit score may also influence the way and place products are listed on this website. We strive to offer an array of offers, Bankrate does not include specific information on every financial or credit item or product. Trucks can be a bit complicated. There are a myriad of options, and the type and strength you need depends on how you intend to utilize your truck. Be familiar with the most common features like powertrain and axles, the cab’s size and towing capacity prior . Selecting a pickup is a process of investigation however, preparation can lead to an informed decision that fits your lifestyle and budget. What kind of power do you need? A vehicle with greater power, towing capacity and torque will cost you more. It’s not all about price obviously, but it is important to be aware of whether you truly require the power of a large amount prior to spending thousands of dollars for it. Diesel engines is a great option, and offers more power — can also cost you a lot. A V6 or V8 engine is more popular and provide more power, but there are also four-cylinder engines to accommodate smaller loads. If your biggest haul is to buy groceries, think about smaller models that offers an automatic gas engine that is fuel efficient and has high efficiency. The less power you use will be more beneficial for your budget and needs. How much are you hauling? A midsize truck is your ideal choice if have plans to haul large boats or trailers. They’re less expensive and boast better driving quality than their full-size counterparts. Midsize trucks are suited for lighter loads rather than towing. And because of their lighter weight they also cost less for fuel. This means that if you’ve things to tow, you should go for a full-size truck. There are light-duty and heavy-duty options for almost all full-size models available. Naturally, trucks designed for light-duty can carry smaller, but once again they provide better fuel efficiency due to their smaller weights. Keep in mind that towing capacity and payload capacity are different. Towing is the amount your truck is able to carry behind it. Payload is the amount it can handle in the bed. Even if you aren’t planning to mount a strong-duty horse trailer to the back of your truck, make sure that its payload is sufficient for the requirements of your. Do you need two- or four-wheel drive? A truck with two-wheel drive will be more affordable and will offer . You’ll be able to select either rear or front-wheel drive. Whichever you choose, it’s best suited for staying on the road. A truck with four-wheel drive is more at handling off-road and in slippery or icy conditions, like on a boat launch. You get better performance, however, it isn’t as efficient when it comes to fuel. What size of cab space do you need? Cab space is probably one of the primary factors for novice truck drivers. In the majority of cases the time, a cab with a crew will provide the most value even though it will mean spending more money. Single cab single cabs are the traditional two-door design. They typically only seat three people, but they do often allow for longer beds. Extended Extended cabs are essentially an cab and a half. You’ll have two smaller doors and limited leg room in the back however, it’s a great alternative to single and crew cab options. Crew Crew cabs are a four-door version that looks like an SUV or sedan. The space of a crew cab varies according to trim and model and are the best option if you have backseat passengers frequently. There are a variety of fuel options available. You’re not limited to just diesel or gas. Companies such as Ford have pledged to offer additional options in the near future. But these are still relatively new choices and may limit your payload or towing capacity. Between diesel and gas Diesel engines are more fuel efficient. They also provide more power for trucks in operation. But, they’re also expensive to buy and fuel. For those who aren’t experienced drivers, a gas engine may be best. They offer more versatility and a lower price tag than electric or diesel engines. It is more likely to see them on the , too. Short or long bed? The larger your bed, the smaller your taxicab. If a crew taxi is needed, you will likely end up with a shorter bed. And if you need that larger bed, you might have to settle for a single or extended cabin. What you need to consider is how often you will be placing things in the bed. If your truck is mostly for show -it’s fine with it — a smaller bed will be more convenient to move around and park. It will likely also be more than enough space to haul something larger. Are you buying new or used? Newer trucks give you the chance to be certain about every aspect of your ride inside and out. This is certainly an investmentnew vehicles can be expensive however when you’ve got a particular style, technology, or other features in mind it’s best to go. A used car is a cheaper option. You may not be able to find the exact model you want but you’ll be able to avoid that depreciation. If you’re looking for something functional, there are older models available that are affordable and reliable. It’s all about your budget and priorities. A brand new vehicle is expensive, but it could be more fuel efficient or feature more advanced technology. A used vehicle may be less efficient on fuel, but the lower price can make it more affordable to drive. Manual or automated? It’s a personal choice. There’s no huge variation in price between them, though certain trucks might come with either one or the other. For suburban or city motorists, automatic provides the most comfortable ride. But if you need more control for off-roading, manual transmissions might be better. After you’ve thought about the major aspects of owning a truck, look into the the actual models and models. This will give you a clear idea of the budget you’ll be contemplating. And when you know this, you can to get you in the cab at a reasonable interest rate.
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Written by Personal and business Finance contributor Kellye Guinan is a freelance editor and writer with over five years of experience in personal financial. She’s also an employee full-time at her local library where she helps the community gain access to information on financial literacy, in addition to other topics. Written by Rhys Subitch Edited by Auto loans editor Rhys has been writing and editing for Bankrate since the end of 2021. They are passionate about helping readers gain the confidence to control their finances through providing concise, well-researched and well-organized information that breaks down complicated subjects into bite-sized pieces.
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