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Professionals: Cardholders get a full 20 billing cycles before they begin accruing interest on new purchases (14.49% to 24.49% variable APR thereafter). Plus this card gives cellphone safety (coverage of as much as $600, $25 deductible) within the case of lined damage or theft (if you pay your cellular phone invoice with this card) and does not carry an annual fee.
Only these with one of the best credit score histories will get the headline charge – and solely 51 per cent of successful applicants have to be offered the speed for providers to promote it – so you’ll probably be offered a worse deal in case your credit history is a little patchy.